LAREDO FIRE DEPARTMENT PRIVACY POLICY





FACTS  

WHAT DOES LAREDO FIRE DEPARTMENT F.C.U. 

DO WITH YOUR PERSONAL INFORMATION? 

 

 Why?  

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 

 

 What?  

The types of personal information we collect and share depend on the product or service you have with us. This information can include:  

 

n   Social Security Number and Income 

n   Account balances and transaction history 

n    Credit history and credit scores                                              

When you are no longer our member, we continue to share your information as described in this notice. 

 

 How?  

All companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can sharetheir member’s personal information;the reasons LFDFCU chooses to share; and whether you can limit this sharing 

Reasons we can share your personal information 

Does LFDFCU share? 

Can You limit this sharing? 

For our everyday business purposes—  

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 

 

Yes 

 

No 

For our marketing purposes—  

to offer our products and services to you 

 

Yes 

 

No 

For joint marketing with other financial companies 

 

 

Yes 

 

No 

For our affiliates’ everyday business purposes—information about your transactions and experiences 

 

No 

 

We don’t share 

For our affiliates’ everyday business purposes—information about your creditworthiness 

 

No 

 

We don’t share 

For our affiliates to market to you 

 

No 

We don’t share 

 For nonaffiliates to market to you 

 

No 


 

 

Questions?

 

Call (956)722-7841or go to   WWW.LAREDOFIRECREDITUNION.COM

 

 

 

 

 

Who we are

Who is providing this notice?

LFDFCU (Laredo Fire Department Federal Credit Union)

What we do

How does LFDFCU

protect my personal information?

To protect your personal information from unauthorized access

and use, we use security measures that comply with federal law. These measures include computer safeguards and secured

files and buildings. 


How does LFDFCU

collect my personal information?

We collect your personal information, for example, when you:

 

     n        open an account or apply for a loan

   n         deposit money or pay your bills                           

      n       use your credit card or debit card

n  Give us your contact information

nGive us your wage statement

We also collect your personal information from others, such as credit bureaus, affiliates or other companies

 


Why can’t I limit all sharing?

Federal law gives you the right to limit only:

 

 sharing for affiliates’ everyday business purposes—information about your creditworthiness

 affiliates from using your information to market to you

 sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.


Definitions 

Affiliates 

Companies related by common ownership or control. They can be financial and nonfinancial companies. 

 

 LFDFCU has no affiliates 

 

Nonaffiliates 

Companies not related by common ownership or control. They can be financial and nonfinancial companies. 

 

 LFDFCU does not share with non-affiliates so they can market to you. 

 

Joint marketing 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 

 

 Our joint marketing partners include financial services and insurance companies.  

 

Other important information 

 

Business Hours : Monday trough Friday 9 am to 5 pm 

5002 Tesoro Plaza Laredo, TX 78041 Tel. (956)722-7841 

Email: services@laredofirecreditunion.com